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Archive for April 13th, 2011

Tips for Saving on Your Raleigh Auto Insurance Premiums

Along with owning a car comes the expense of paying for your auto insurance. If you live in Raleigh there are a minimum amounts of coverage you need to get when you purchase Raleigh auto insurance. Even though the cost of Raleigh auto insurance is on the rise there are a few tips you can keep in mind to help lower your Raleigh auto insurance costs.

One tip to consider is the fact that some Raleigh auto insurance companies can offer you a discount if you keep your mileage low. In fact you could save hundreds of dollars each year with some insurance companies if you keep your mileage low. If you are not going to be using your car for work purposes you may also lower your premium so make sure you mention that when you call for a Raleigh auto insurance quote. Another tip to lower your Raleigh auto insurance quotes is to raise your deductible amount. Some people can actually get their annual premium amount lowered by as much as 15% if they raise their deductible.

Also another tip for helping control your Raleigh auto insurance premium cost is to maintain a good credit rating. Your credit rating can greatly effect the cost of your Raleigh auto insurance premiums. This is because a lot of Raleigh auto insurance companies consider customers a higher risk if they have a poor credit rating and will charge higher premiums. Another way to lower your Raleigh auto insurance premiums is to have anti-theft devices installed in your vehicle. Most Raleigh auto insurance companies will give a discount for anti-lock brakes, car alarms, automatic seat belts and GPS tracking systems.

If you have more than one car to insure, you can also get a multiple car discount when you purchase Raleigh auto insurance. Age is also another factor when buying car insurance. The younger you are the more expensive car insurance is. Also, another factor that affects car insurance premium costs is your safe driving record. If you remain accident free and citation free you can expect to pay a lower auto insurance premium costs than other people who are involved in accidents in have several traffic tickets on their driving record.

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