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Archive for August 20th, 2013

Medicare and Health Insurance For Elderly Adults

Medicare advantage premiums

People often confuse Medicare with Medicaid. Medicaid is for individuals and families with low income and low resources. Medicare is administered by the federal government that covers individuals over the age of 65 or individuals younger than that with Lou Gehrigs disease or end stage renal failure. Did you know that 31 percent of Medicare enrollees have some cognitive impairment?

Before the creation of Medicare in 1965 only half of elderly adults had health insurance. Coverage was either unavailable or unaffordable to the other half of elderly adults. This is because elderly adults had half as much income but paid three times as much for health insurance as younger adults did.

Studies suggest that the typical senior citizen male needs 124,000 dollars for health care during retirement while the

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